Business Advantage Checking

This account is ideal for your business if you require a simple checking account. There is no minimum balance requirement. No monthly service charges. The minimum amount to open this account is $100.00.

Monthly statement with check images.

• $0.25 fee for checks written and cleared in excess of 300 (0-300 are free).
• ACH Transactions and Deposits to account are Free. 

Business Checking Account Analysis

Designed for high volume business customers, our Business Checking Account provides an earnings credit to reduce or eliminate the monthly service fees on the account. This account gives you the option of paying monthly service fees, or maintaining a sufficient balance to offset the charges for services provided each month through an earnings credit*. Your account will be placed on monthly Account Analysis.                                 

• Activity charges based upon number of items processed.
• Fees can be offset by compensating balances.  

*An earnings credit is calculated using the account's average monthly collected balances, minus reserve, and is used to offset some or all of the monthly service charges. The earnings credit rate is subject to change without notice. If the earnings allowance for a month is greater then the total of the analysis charge, no service charge will be due. **Account Analysis recognizes that the cost of services provided by the Bank may be paid for in earnings credit on balances, in fees, or in a combination of earnings credit on balances and fees. Each month, an analysis of the account is made to determine whether the balance maintained is sufficient for the services to be provided. Contact your Account Representative for pricing on higher volume accounts.

T-Fund Business Non-Profit

Security with liquidity and a high-interest-earning potential: that's our T-Fund  Business Non-Profit Checking Account. Interest rate is based on 90% of the 13-week Treasury Auction Rate which can change weekly. Minimum balance requirement to avoid $19.00 monthly service charge fee is $25,000.00. Enjoy unlimited check writing and the safety of an account that's FDIC-insured. Individuals, governmental agencies, organizations operated primarily for philanthropic, charitable, educational, or other similar purposes and not operated for profit are eligible for this account.

Business Money Market Checking

Earn competitive interest with this limited-transaction account that's available for use by all businesses or government entities. Interest compounded on minimum monthly balances of $100. A fee of $10.00 is assessed if balance falls below this amount. By law, there is a limit on the number of third-party checks and debits per statement  cycle. You may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transaction from your account per month or statement cycle. A service charge of $10.00 for each item over the limit.

Business T-Fund Checking

Designed for all business and government agencies, our Business T-Fund Checking offers high interest earning potential with limited transactions. Interest rate is based on 90% of the 13-week Treasury Auction Rate which can change weekly. Minimum balance requirement to avoid $19.00 monthly service charge fee is $25,000.00. By law, there is a limit on the number of third-party checks and debits per statement cycle.  You may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transaction from your account per month or statement cycle. A service charge of $10.00 will be assessed for each item over the limit.