Personal CheckingSummit Checking |   | All the features of a free checking account. Enjoy no monthly service fee with no minimum balance or direct deposit requirements. |
Summit Checking with Interest | | Enjoy all the perks of a free checking account, plus interest. With Summit Checking with Interest checking there is no minimum balance or direct deposit requirements and no monthly service fee. |
| | Enjoy all the benefits of the Club Package of Perks (2) including $10,000 AD&D Insurance (3), Savers Club Book, Payment Card Protection Service, Cash Rewards, Daily Credit Monitoring Service, Fraud Assistance, MyIDMatters, rebates on everyday purchases and Purchase Protection & Extended Warranty Service for a $5.99 flat monthly fee. |
T-Fund Checking | | For the financially established customer who needs a full range of banking services. T-Fund Checking account is an interest-earning checking account, determined by 90% of the 13 week T-bill rate. |
Senior Select Checking | | If you are age 55 or older and want a full package of banking services, Senior Select is designed to meet your every banking need, for free or reduced rates. |
Money Market Checking | | This account gives you the ability to save, while offering the ease and accessibility of a checking account. |
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Minimum Balance Requirement/ Service Fee | None | None | None | $19.00 if current balance falls below $25,000 | None | $6.25 if current balance falls below $1,000 | Minimum to Open | $50 | $50 | $50 | $50 | $50 | $1,000 | Minimum to Earn Interest | N/A | $1,000 | N/A | $0.01 | $0.01 | $2,500 | Monthly Fees | None | None | $5.99 flat monthly fee | None | None | None | Restrictions | None | None | None | None | Must be 55 years old or older | Transaction limitation of six per statement cycle (4) | Interest | N/A | Compounded Monthly | N/A | Compounded Monthly | Compounded Monthly | Compounded Monthly | How interest is calculated | N/A | Collected Daily Balance | N/A | Collected Daily Balance | Collected Daily Balance | Collected Daily Balance | Free or discounted checks (5) | No | No | Yes | Yes | Yes | No | One Penalty Free Withdrawal of 25% of balance during CD term | No | No | No | No | Yes | No | Free standard safe deposit box or a discounted larger size box (6) | No | No | No | No | Yes | No | Club Package of Perks (2) | No | No | Yes | No | No | No | Unlimited Check Writing | Yes | Yes | Yes | Yes | Yes | No | Unlimited Teller Transactions | Yes | Yes | Yes | Yes | Yes | No |
Please contact us to obtain complete disclosures of all fees related to these accounts. |
