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Job Opportunities in Northern West Virginia

 

Summit Financial Group, Quality Control Specialist, Moorefield, WV

Education requirements: 4-year college degree or equivalent related work experience preferred.

Experience or Skill requirements: 

  • Experience in conventional and government compliance and post-closing reviews in the Mortgage industry.
  • In-depth knowledge of all federal, state, and local compliance regulations to include: Truth in Lending; Equal Credit Opportunity laws, Reg Z, Reg B, and Reg X.
  • Advanced knowledge of total closing function to include: underwriting condition to closing, closing instructions, closing procedures, and TRID.
  • Strong data entry skills.
  • Highly professional in all written and verbal correspondence.
  • Advanced computer skills with working knowledge of Microsoft Office (Word, Excel, Outlook).
  • Able to manage time efficiently and prioritize workloads to meet strict deadlines while handling multiple tasks.

Duties:

  • Complete pre-funding review of all Mortgage Loans (Secondary, FNMA and In-house loans)
  • Post-closing review of completed loan documents to ensure compliance with all Federal, State, and local regulations.
  • Act as an independent reviewer to conduct compliance and post-closing audits on conventional and government (agency) type Mortgage loan files to ensure compliance and investor guidelines have been met.  Identify areas of deficiency and maintain records, responses, and results of all audits.
  • Establish and maintain production standards and quality requirements.
  • Responsible for the quality control reporting of pre-funding and post-funding files in addition to denied loan files and early payment defaults.
  • Select files for monthly Quality Control audit to Fannie Mae and all GSA guidelines.
  • Work independently with auditors to resolve exceptions, questions, and concerns about underwriting, documentation, and data integrity errors.
  • Assign, manage, and report Quality Control monthly review of production to Director of Credit Administration for the Audit and Compliance Committee.
  • Responsible for special services such as ordering field reviews, while staying current with regulatory changes.
  • Work with other department managers in complying with responses and action plans for Quality Control exceptions.
  • Determine if internal/external parties involved in all aspects of the loan have successfully met the guidelines and responsibility for particular loan programs.
  • In house loan review on mortgages as time permits.
  • Other duties as assigned.

 


Summit Community Bank,  Full-Time Customer Service Teller,  Petersburg, WV

Education requirements: High School Diploma or GED


Experience or Skill requirements:

  • Comfortable and confident in a sales and service environment
  • Must be able to be a part of a team and work closely with fellow Customer Service Tellers and Customer Service Representatives
  • Must have and exhibit a professional manner and exhibit good interpersonal skills
  • Must have computer knowledge, good typing skills, math skills, attention to detail, and be a good listener

Duties:

  • Primary role is to provide superior customer service experience during the client interaction
  • Ensure all clients are greeted immediately upon entering the branch office
  • Performs lobby management effectively to ensure the needs of clients are identified and fulfilled
  • Perform routine banking transactions such as deposits, checks, payments, cash orders, coin processing, issuing official checks/money orders, etc.
  • Equitably contributes to the branch attainment of sales and referral products goals by identifying and making referrals
  • Will need to be able to assist clients in many aspects of their accounts directly and indirectly through referrals including account inquiries, account maintenance, account resolution, online and mobile products and services, and debit cards
  • Adheres to all policy and procedures of the company
  • Follows operational procedures including protecting customers, bank assets and bank security
  • Accurately completes information on systems and forms to mitigate exposure while ensuring service delivery and quality
  • May serve as a specialty teller as assigned; vault/back up vault, ATM, Coin, etc.
  • Will make our promise of “Service Beyond Expectations” Begins with Me real and believable by following our defined principles
  • Opportunity exists for cross-training of a Customer Service Representative Position.
  • Other duties as assigned.

 

Summit Financial Group, Full-Time Credit Analysis, Moorefield, WV 

This position is available Summer 2017.

Education requirements:          

  • Associates Degree in Accounting, Bachelor’s degree in related field, OR five years experience in lending required.

Experience or Skill requirements: 

  • Commercial Lending knowledge preferred.
  • Microsoft Excel experience required.
  • Microsoft Word and Outlook experience preferred.

Duties:

  • Complete credit analysis for new loan requests $500,000 and greater.
  • Complete annual credit analysis for borrowers with an aggregate exposure of $2 million and greater by set deadlines and guidelines.
  • Assist Director of Credit Administration, as needed, with preparing, reviewing, and analyzing loans that are presented at the Holding Company Loan Committee.
  • Stays abreast of current developments in loan policy and procedures through reading, research and formal education.
  • Other duties as assigned.

 

Summit Community Bank,  Full-Time Customer Service Teller- Floater

Education requirements: High School Diploma or GED

Experience or Skill requirements:

  • Comfortable and confident in a sales and service environment
  • Must be able to be a part of a team and work closely with fellow Customer Service Tellers and Customer Service Representatives
  • Must have and exhibit a professional manner and exhibit good interpersonal skills
  • Must have computer knowledge, good typing skills, math skills, attention to detail, and be a good listener

Duties:

  • Customer Service Teller-Floater could be scheduled in any of the Northern WV or VA offices.  Home office is Jubal Early. 
  • Primary role is to provide superior customer service experience during the client interaction
  • Ensure all clients are greeted immediately upon entering the branch office
  • Performs lobby management effectively to ensure the needs of clients are identified and fulfilled
  • Perform routine banking transactions such as deposits, checks, payments, cash orders, coin processing, issuing official checks/money orders, etc.
  • Equitably contributes to the branch attainment of sales and referral products goals by identifying and making referrals
  • Will need to be able to assist clients in many aspects of their accounts directly and indirectly through referrals including account inquiries, account maintenance, account resolution, online and mobile products and services, and debit cards
  • Adheres to all policy and procedures of the company
  • Follows operational procedures including protecting customers, bank assets and bank security
  • Accurately completes information on systems and forms to mitigate exposure while ensuring service delivery and quality
  • May serve as a specialty teller as assigned; vault/back up vault, ATM, Coin, etc.
  • Will make our promise of “Service Beyond Expectations” Begins with Me real and believable by following our defined principles
  • Opportunity exists for cross-training of a Customer Service Representative Position.
  • Other duties as assigned.

 


Summit Community Bank, Temporary Part-Time Customer Service Teller, Petersburg, WV

Education requirements: High School Diploma or GED


Experience or Skill requirements:  

  • Comfortable and confident in a sales and service environment
  • Must be able to be a part of a team and work closely with fellow Customer Service Tellers and Customer Service Representatives
  • Must have and exhibit a professional manner and exhibit good interpersonal skills
  • Must have computer knowledge, good typing skills, math skills, attention to detail, and be a good listener

Duties:

  • Will be scheduled primarily during school breaks (holidays and summer), and weekends as needed.
  • Primary role is to provide superior customer service experience during the client interaction
  • Ensure all clients are greeted immediately upon entering the branch office
  • Performs lobby management effectively to ensure the needs of clients are identified and fulfilled
  • Perform routine banking transactions such as deposits, checks, payments, cash orders, coin processing, issuing official checks/money orders, etc.
  • Equitably contributes to the branch attainment of sales and referral products goals by identifying and making referrals
  • Will need to be able to assist clients in many aspects of their accounts directly and indirectly through referrals including account inquiries, account maintenance, account resolution, online and mobile products and services, and debit cards
  • Adheres to all policy and procedures of the company
  • Follows operational procedures including protecting customers, bank assets and bank security
  • Accurately completes information on systems and forms to mitigate exposure while ensuring service delivery and quality
  • May serve as a specialty teller as assigned; vault/back up vault, ATM, Coin, etc.
  • Will make our promise of “Service Beyond Expectations” Begins with Me real and believable by following our defined principles
  • Opportunity exists for cross-training of a Customer Service Representative Position.
  • Other duties as assigned.

 


Summit Financial Group, Loan Processor-Escrow and FNMA, Moorefield, WV

Education requirements:           
Associates Degree preferred; High School diploma required.
 

Experience or Skill requirements:  

  • 3 years loan documentation or processing experience preferred.
  • Mortgage lending experience preferred. Experience with Fannie Mae a plus.
  • Excellent computer skills with advanced knowledge of Microsoft Office (Word, Excel, Outlook).
  • Excellent written and verbal communication skills.
  • Highly detailed and organized.
  • Willing to work independently.
  • High level of professionalism.


Duties (subject to change based on department needs):
Primary Responsibility:

  • Prepare reconcilement of Fannie Mae escrow and loan disbursement checking accounts.
  • Prepare all necessary reporting to Fannie Mae.
  • Handle all escrow insurance and taxes for in-house portfolio loans. 

Other Loan Processor duties:

  • Process mail daily (payments and payoffs).
  • Process all types of loans and renewals within 48 hours of them being scanned.
  • Review all type of loans and renewals within 7 days of processing for accuracy.
  • Credit Card Processing including downloading reports, issue of new credit cards, post payments and adjustments, increase/decrease limits, add & delete holds, process charge-offs, research statements, add or update an external account (credit card) to Bankway and scan credit card documents.
  • Release collateral on paid off loans, including proper mailing to customer or other institution. 
    • Release Titles
    • Email Loan Officer/Loan Officer Assistant to release a Deed of Trust on a paid off loan.
  • Enter tracking when a loan is processed.
  • Process activations/history cards.
  • Process File Maintenances and Holds.
  • Process and review Auto Debits and Interest Extensions.
  • Prepare, scan and release certain items both through Capture and PDF files.
  • File notes and loan folders.
  • Handle questions and requests on loan matters both by phone and e-mail.
  • Other duties as assigned.

 

 


Summit Community Bank, Community Bank Manager, Mathias WV

Education requirements: High School Diploma or Equivalent


Experience or Skill requirements: 
The employee must be highly competent and confident in a sales and service environment. Highly goal orientated. They must be able to be an integral part of, manage and lead a branch team to include working intently with fellow Customer Service Representatives and Customer Service Tellers. They must possess and exhibit a professional manner and excellent interpersonal skills. Position requires the employee to be cross-trained as a Customer Service Teller and be able to be cross-utilized based on the needs of the team and branch office.  Must possess computer knowledge/programs, good typing skills, math skills, be a good listener and problem solver.  Other services as needed such as Professional/Community Organization Participation and/or Membership, Notary, Signature Guarantee and NMLS registration.

This individual must have prior management experience or equivalent retail banking experience.  Applicant must possess initiative, be a good listener, problem solver, excellent organizational, communication and interpersonal relationship skills.  Be able to implement, plan and execute overall bank strategic goals.  Effective at executing sales plans, conducting sales meetings, debriefs, coaching and dynamic team building.  Applicant must be conducive to an environment of multiple priorities and rapid change.  Maintain compliance to the policies and procedures of the company and the regulations of the financial services industry.

Duties:

  • Manage all facets of a retail branch including:
    • Promote Summit products and services
    • Coaching, Management and Leadership
    • Managing sales activities
    • Managing client retention
    • Risk management
    • Make sure the “Service Beyond Expectations” goals are met and exceeded
  • Make outside sales calls to current business clients as well as prospects
  • Management of retail branch employees
  • Promoting Summit Community Bank throughout the community and local market
  • Primary contact for overall building maintenance and security
  • Develop and Implement strategies to achieve growth of the retail branch
  • Implementation and management of employee work schedules
  • Collaborative team approach to PR/Sponsorship budget
  • Other duties as assigned


Community Bank Manager in addition to management responsibilities will perform a broad variety of account opening and customer services.  Opens a wide variety of Consumer and Business Bank Accounts including loans and deposits.  Identifying and completing referrals to other Lines of Business including but not limited to Mortgage, Investments, Cash Management, Commercial Loans and Insurance.  Ability to identify and cross-sell next Summit service or product.  Community Bank Manager will need to be able to assist clients in many aspects of their accounts, including account reconciliation, account maintenance, online and mobile products and services, wire transfers, debit card, check orders, and overdraft assistance.  The employee must be able to assist and open CDARS accounts/transactions, IRA accounts/transactions, and consumer loan products.  The employee will also be asked to educate and profile clients using bank systems.  The employee will be asked to organize their work to include but not limited to complete sales tracking, plans, follow up client calls, client onboarding and client retention.  Adheres to all policy and procedures of the company.  Follows operational procedures to include security.  Community Bank Manager will make our promise of “Service Beyond Expectations” Begins with Me real and believable by following our defined principles.

 


 

 


 

 

Summit Financial Group Inc. and the Subsidiaries continuously accepts resumes for positions at any of our locations. If interested in becoming part of the Summit Financial Group team, please forward your resume to:

Summit Financial Group, Inc.
c/o Director of Human Resources
PO Box 179, 300 North Main Street
Moorefield, WV 26836
or email your resume to: summitresumes@summitfgi.com
 
We look forward to hearing from you!
Summit Financial Group and the Subsidiaries are an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.